car insurance arizona

When shopping for an Arizona car insurance quote online, keep in mind the state requirements for auto insurance. Here are some things you should know.

The state of Arizona requires that before you can register a vehicle, you show some proof of financial responsibility in case of liability. Usually this means getting a car insurance policy, but may be a bond or certificate of deposit or cash for at least $ 40,000.

Arizona, like most states, also has minimum required coverages for Bodily Injury and Property Damage on your auto insurance policy. They are:

Bodily Injury. This is to pay for injury to other people besides you who are hurt in an accident that you are legally responsible for: Minimum of $15,000 per person and $30,000 per accident. You would need Medical coverage to pay for injuries to yourself.

Property Damage. This is to pay for damage to vehicles or other property that were damaged by you in a collision. Minimum of $10,000 per accident. This does not cover damage to your vehicle. You would need Collision coverage for that.

Keep in mind that these are the minimums required by state law. You still could be financially liable for any costs above those minimum amounts, so you may want to consider raising the limits on Bodily Injury and Property Damage.

When you shop for Arizona auto insurance quotes, it's good to have this information ready. Since auto insurance costs vary from company to company, you should always get at least three different quotes. By using the same information for each quote, you can get a more accurate comparison.

Scott Lunt is a freelance writer with over 15 years experience writing about car insurance. You can compare online auto insurance quotes for Arizona and all other states, plus find more tips on saving on car, home, life, health and long-term care insurance at LowerYourInsurance.com. The site also includes a handy worksheet to help you when shopping for car insurance.

car insurance arizona